Wednesday, September 15, 2010

What happens if I am sick and do not travel insurance?

The likelihood of becoming ill or has an accident on holiday is always something of a traveler is thinking when planning a trip abroad. They assume that you fit and healthy. However, no one can predict what will happen from one day to another, particularly when you are away from home. All Australians need to purchase travel insurance before embarking on a journey, especially if you travel abroad.

Most Australians have a fantastic time while traveling abroad. They recognize only some of themevery day of the year, everything has to work with the Australian Consulate's tragic death, injury or hospitalization of their countrymen who are abroad. More than 20,000 different cases should be treated with more than 700 shelters have moved more than 600 deaths and 100 evacuations of Australians, in another place for their medical needs. Most of these people do not have any form of travel insurance, so they have to do with a personal tragedy, and ashould not have large bill.

It can be very expensive to stay for an Australian in any other country in the clinic or be medically evacuated. For example, in South-East Asia, it is typical to have more than $ 800, and the return of someone just for a day in the hospital remains in Europe can cost more than $ 10,000. may undergo a medical evacuation of the United States anywhere from $ 75,000 to $ 95,000. Depending on where the patient is at home, and what must be done to the patienthow the cost can reach $ 300,000. However, the distance is not always a sign that the evacuation would be cheaper. There were medical evacuations from our neighborhood, "neighbor", Bali, which has the consulate, which had been treated that cost more than $ 60,000!

What is really sad that most of these cases occurred in people who have no travel insurance. Travelers who are not covered by insurance for the payment of their medical bills and related expenses. Peoplehad to sell their family home or your pension fund, to transport their loved ones at home in Australia so they can get treatment.

The message I'm trying to convey, long trip to Australia is to keep out one of these frightening statistics. Since the disease and accidents are impossible to avoid completely, you definitely need travel insurance! A good insurance also protects against theft and loss of personal effects duringTravel. The Department of Foreign Affairs and Trade says that "if they can not afford travel insurance, can not afford to travel."

If you choose a travel insurance policy, you must ensure that insurance claims that are made in countries with the Ministry of Foreign Affairs and Trade travel advice, no one to cover. You can stay up-to date travel advice from consulting and being monitored on its website.

Here are some examples ofThe cases that the Ministry of Foreign Affairs and Trade resolved.

* An Australian who was in Bangkok holiday travel has been hit by a car while he enjoyed a motorcycle. He broke his leg really bad, and he was caught and admitted to the nearest hospital. His wife was on the journey with him. This man did not have any kind of travel insurance, so he has no choice as to what had been taken to hospital, or type of treatment he received. The hospitalThe doctors on staff, how to do something for these people, if not clean the wound knew. Three weeks passed. The man asked the woman's message of support for her husband. All of his tibia was actually dead, and the broken ends do not care. The message from them, aided by man medically evacuated to Australia for admission to the hospital. All this cost his family a substantial amount of money.

* Five Australians had a mini-van accident in Bali, and all wereinjured. The only thing to do to help the consulate was to provide support and care for routine contact with next of kin had. All Australians involved had travel insurance. Travel insurance paid the medical bills in Bali and made again for their medical evacuation to Australia.

* A young Australian had worked at a ski resort in the United States for about four months. Then he left the place to go and see the United States. He knowingly lethis travel insurance that had taken over a period of 12 months of falling a few days before leaving to return home was. He somehow managed to cross a street by a car. The young man had serious head injuries and was unconscious, as defined in the ICU. He must have had a lot of specialized care until he was transported in a position to return to Australia. He had not regained consciousness and went home on a stretcher. It cost her family $ 80,000 per doctorEvacuation. They were forced to obtain a second mortgage on their house, get more money.

* A young man from Australia came to the United States for an amateur surf contest. He was an expert surfer, but misjudged a wave during a training session. The wave threw him over a cliff and was seriously injured. He was in a local hospital, where he had undergone two major operations flown. The young Australian hospital bill was $ 290,000. It 'was a stroke wellFortunately for parents of young insisted that travel insurance before leaving Australia. The insurance covered the huge bill and his family can spend the time to watch the young man with a recovery taking place around how to pay the hospital.

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